Being a smart consumer involves understanding the impact of sales tax, prioritizing automatic savings, and making informed spending choices to build long-term wealth and financial independence.

Long-term employment offers significant benefits, including better health insurance, retirement growth, promotions, and peace of mind, leading to greater financial stability and security.

In 2025, essential financial topics were covered monthly, culminating in July’s focus on insurance, which protects assets and provides safety nets. Understanding various insurance types is vital for financial security.

As mid-year approaches, it’s vital to start investing after learning about financial goals, budgeting, emergency funds, and debt management. Investing grows wealth over time, countering inflation. Key steps include setting goals, understanding risks, choosing platforms, starting small, and continuously learning. PVS Financial Coaching offers resources and support for novice investors.

From January to April 2025, we focused on financial goal setting, budgeting, emergency preparedness, and understanding credit. May emphasizes smart saving and beginner-friendly investing as essential strategies for wealth building.

In the first quarter, we established financial goals, introduced budgeting methods, and highlighted emergency funds. Now, we focus on understanding credit and debt management for long-term financial health.