In 2020, the average American had a credit score of 711, according to Experian.  The FICO model of credit scoring divides scores into five categories:  Very

Creating a budget is essential to having a balanced lifestyle. A budget is a tool that helps guide spending and accomplish financial goals. A personal

Whether you are a small business, home-based business, or a big business, keeping up with business receipts are a must. Some of you may have

I have had my fair share of paying late fees over the years. My creditors have made thousands of unnecessary money from me because I

If it’s been a long time since you have checked on your student loan or if you are paying it and it seems that the

Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are. James W. Frick We