We wrote “Why Should I Manage My Money” to help encourage conversations with children about managing money and understanding why credit is so important. Our education system does not teach these fundamentals, so the conversations we have at home are even more vital for their adult success. Finances can be hard to explain to children, but we hope that this book helps guide the conversation in a way that makes “cents”! Teaching children the importance of credit is the key to furthering financial literacy in our communities.