The 9-month program includes creation of a vision board, budget set up, savings & investment education, free credit repair & disputing services, and tips on creating a side hustle (entrepreneurship). As part of your financial game plan, we will first create a vision board to outline your goals, and from there we create specific action steps to make sure you are on target to achieving everything you listed. This plan includes a free extensive credit audit of your credit report from all three credit bureaus and credit building education to raise your credit score. We go over the credit audit with you to discuss all negative items and outline a plan to dispute negative and incorrect items found. The free credit repair service is a bonus service as part of your total game plan. This plan is for 9 months in which we will meet monthly to access your progress and our next course of action.

This plan also includes student loan restructuring. If you are in default or delinquent with your student loans, we assist you in getting your loan out of default. We will help you write letters to dispute your student loans if they are in collections. It also includes assisting you with applying for an Income-Driven Repayment Plan to get your loans lowered if eligible. Plus we assist you with completing the public loan forgiveness application for state, federal, military, and public workers.